riddle

The rich need it and the poor have it.

What is it? (One word, you'll know it if you get it, if you're unsure you're probably wrong.)
 
or mouldy cheese
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hmm...should I point out the fact that all cheese is a variety of spoiled/modly/bacterial infested milk or not?
 
Here's an easy one:

A man is sitting in a pub feeling rather poor He sees the man next to him pull a wad of £50 notes out of his wallet.
He turns to the rich man and says to him
”I have an amazing talent: I know almost every song that has ever existed.”
The rich man laughs.
The poor man says “I am willing to bet you all the money you have in you wallet that I can sing a genuine song with a lady's name of your choice in it.”
The rich man laughs again and says “Ok how about my daughters name, Joanna Armstrong-Miller.”
The rich man goes home poor. The poor man goes home rich.

What song did he sing?


Guesses are welcome.
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Good one Dead-Aim. Thats got to be a correct answer. I've got an moldy-oldie here.

[b said:
Quote[/b] ]As I was travelling to St. Ives, I met a man with seven wives. Each wive had seven sacks, each sack had seven cats, each cat had seven kits(kittens). How many were headed to St. Ives?
 
"Happy Birthday" is correct. The answer to the St. Ives riddle is "1".Just the guy was going to St Ives. The man MET the man with seven wives, the guy and his wives weren't going to St Ives.
 
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