***This post reflects what Neirai thinks God would say about..., not necessarily what God says about...***
To clarify, c$, what you are saying is:
A person suddenly realizes that God is awesome, and that what their Christian friends have told them is really true. They kneel down and begin to pray the "sinner's prayer." It is 30 seconds long, but at 12 seconds in to the prayer, suddenly a trumpet sounds, and the Rapture happens. Is the person raptured, or are they screwed?
In answering this question, I'd like to do so platonically and bring up more questions and answer them. Feel free to critique, question, or label as heresy these answers.
Does salvation occur because we say the "sinner's prayer?"
Not really... if that were true, mute people couldn't ever be saved. Salvation occurs when we decide that we will follow God. The "sinner's prayer" et al is simply a way of declaring to God, to ourselves, and also to Satan that we are going to act on our realization that God is right and we are not. That realization and commitment happens in a split second, and before we even prayed, not somewhere in line 3 of the prayer.

If someone were to come to saving faith in God (that's Churchish for "realizing that God is right and we are wrong and that we have to do it God's way but God will help us out,") and not have time to say the "sinner's prayer," I have to believe that God would take them with him anyhow.
If someone came to faith as a result of hearing the trumpet sound, would it be too late?
Honestly, I'll leave this one in God's hands. God is capable of decerning the grey areas better than I or any of you are. In fact, God may choose to honor one case and not the other -- what if one person didn't know what it meant before the day of, and had just heard about it, while another person was biding his time wanting to do his own thing in the world and "get saved when I'm older" and Christ's return caught him by surprise? These are totally different scenarios, and I'm not qualified to judge between them. Rest assured, God is, and he will choose the best judgement for all of us.
c$ says: "Or would God not even allow something like that to happen?"
Clarification: do you mean "Would God prevent such a split-second-before salvation?" or do you mean "Would God delay Rapture/Tribulation so as to accomidate this person?"
In both questions I believe that same source of answer suffices. The Bible says that God does not wish for anyone to be lost; rather it is his desire that everyone who possibly can be saved will. So I believe that in faith we can say with confidence that God would not prevent a split-second-before-salvation.
Now, would God delay the rapture just for one person? Well, he has a track record of screwing around with the laws of physics to help one person or, hey, sending his only Son knowing full well that it could only end in his Son's death so that people could be saved in the first place. I think, given God's track record, that it is not stupid and in fact possible that God might delay the Rapture for one person. That's cuz we worship a very awesome God.
God bless, hope this is at least 50%+1 non-heresy
