Ember
Mrs. Tek7
Ugh, that is aggravating. I have noticed too with my car...it runs great, but if something happens to it...it is almost worthless for sell or trade. I don't have experience with this, but you might compare what your car's worth would have been on KBB, Edmunds, and clearbook.truecar.com. Iirc, I think KBB turns out the most in my favor, but yrmv. But see what is best in your case and try presenting that to the insurance company. Or you could try seeing what a comparable car would go for and demand that. Will pray this all goes smoothly for you. Still thankful you weren't injured. 
